The ESP Guitar Company

Ollo's entry-level option, the ollo Mastercard, is best suited for consumers with fair to good credit.

Though it does not provide spending rewards, the Platinum's simple price structure sets it apart from other credit-building cards: there is no annual fee, no returned payment fee, and no over-limit fee. It also doesn't charge foreign transaction fees, making it a potentially ideal option for regular travellers or online consumers who like to shop at overseas stores.